Your weekly pep talk today is all about how to stop worrying about money.

You might think, “Hey, Denise looks pretty chill. She never worries about money.” 

Well, that is true about 80% of the time for me. 

But, I didn’t grow up like that. I grew up in a situation where we were always worried about money.

I spent my twenties always worried about money, so I know exactly how it feels.

So I’ve got some really good tips about how to stop money stress and take your income to the next level.

No matter how real and permanent your money worries feel, working on your mindset is crucial for you own well-being and learning how to reduce money stress.

Have you noticed that when you’re really stressed out about money that suddenly it gets worse?

You have more bills come in, you find all these unexpected expenses or maybe your car breaks down.

All this “bad” stuff happens and it seems to compound. It’s not that you’re necessarily creating it, it’s just that you’re not in the mindset to do anything about it.

Each problem feels like it’s getting worse and worse. So what do you do when you’re worried about money?

Let’s get started with Step 1… 

#1 Voice your fears.

Actually talk or write about it, but at least acknowledge what you’re worrying about.

Sometimes you can just go around with this low level feeling of dread, but you don’t even know WHY you’re feeling that way.

Sometimes there’s nothing actually wrong, but you might be experiencing an upper limit problem.

If you haven’t heard about that before, you must read the book The Big Leap by Gay Hendricks. He talks about how everyone has got their own upper limit of happiness, success or even money.

When you hit that, you start to feel uncomfortable and you might even start to sabotage it.

So – it’s really important to voice your fears.

What are you worried about right now?

•   Are you worried about bills?
•   Are you worried about not attracting enough clients?
•   Are you worried about something that hasn’t even happened yet?

Better out than in like farts. 

#2 Know your numbers

How much do you really need right now?

How much do you want to make? Do you even know?

Often, when we are feeling worried about money, it’s just this vague feeling and they really don’t know what they’re scared about and they really don’t know how they can even fix it.

But – they often don’t know how much they need. They just say, “Universe, send me more money,” and then they find a penny in the street and think, “That’s not what I had in mind,” and the universe is like, “Be more specific.”

So find out …

How much do you need to stop worrying?

Put a figure on it, and know what you’re asking for. Otherwise, your vague requests are going to return vague results.

If debt is a major source of stress for you, check out my free Debt-free Blueprint to put together a plan to get out of debt and clear up your mindset around debt. 

#3 Make a plan

After you voice your fears and know your numbers, you can make a plan to make you feel better about it.

You can buy insurance, you can look at one of those specific fears and try and come up with a plan to lessen your fear.

Maybe you fear you’re going to lose your house if you don’t get more clients this month (that might be true, or it might be a completely unfounded fear). Maybe you think something really bad is going to happen if you aren’t successful in business this year.

Rather than walking around with this vague fear, make a plan about how you’re going to get those clients.

If you need to do an honest assessment of where you’re business is at right now, grab my simple business assessment spreadsheet here. 

#4 You are enough

You are enough.
You’re doing enough.
You’re doing great.

Because, if you don’t get rid of this feeling now, money is not going to solve that problem. 

That sounds really harsh because you think, “All I need to do is win the lottery and all my dreams will come true and everything will be perfect.”

The truth is that when people suddenly get a lot of money, they’re still the same person with the same fears and worries.

Money doesn’t solve the problem at all.

The problem is solved from the way you feel from the inside out.

When you feel good about yourself and feel good about your money, then you can take action to do something about it. 

You can grow your abundance because you’re not coming from a place of lack.

To recap:

When you’re worried about money:

1 Voice your fears

2 Know your numbers – Know how much you need and know how much you want to make;

3 Make a plan – What’s going to help you overcome some of those fears

4 Know that you’re enough. You are enough and you can do it.

You can also listen to my podcast episode on this topic here:

Episode 90: How to stop worrying about money

It might seem unrealistic now, but you can totally get to a place where you don’t worry about money anymore and where the amount of money that you have in your life is just a tool for you to create your dream life!

It’s your time and you’re ready for the next step.

xx Denise